Question #2: How much total could I be responsible for each year
if the worst case scenario happened
It is important to ask if the deductible you choose is times 2 or
3 people in the family and if the deductible counts towards your out of pocket
limit for the year or is it separate from the deductible amount.
This can make thousands of dollars difference to you in the event
that more than one person needs the insurance in any one year. It does also
effect you if you are the only one on the insurance just not as significantly.
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